Terms of Service

Acceptance of Terms

By accessing this website or communicating with Joann Mathison, you agree to these Terms of Service and our Privacy Policy.

Not a Commitment to Lend

Information on this site is for general educational purposes only and does not constitute a commitment to lend, a rate lock, or a loan approval. All loan programs, rates, and terms are subject to change without notice and to underwriting approval.

SMS / Text Messaging Program Terms

Program description. By opting in, you agree to receive text messages from Joann Mathison related to your mortgage inquiry, appointment scheduling, application status, rate updates, and other service-related communications. Message frequency varies. Message and data rates may apply. Reply STOP to any message to cancel. You will receive a confirmation and no further messages. Reply HELP for assistance. Supported carriers include AT&T, Verizon, T-Mobile, and others. Carriers are not liable for delayed or undelivered messages. You must be the account holder or have permission from the account holder to opt in. Your consent to receive text messages is not a condition of any purchase or service. We will not share your mobile number or SMS opt-in data with third parties or affiliates for marketing or promotional purposes.

Intellectual Property

All content on this site is the property of Joann Mathison or its licensors and may not be reproduced without permission.

Equal Housing Opportunity

Joann Mathison supports and complies with the Equal Credit Opportunity Act and the Fair Housing Act.

Changes

We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the updated Terms.